CONGRESO INGENIERIA INDUSTRIAL
CI INDUSTRIALS
An economic downturn is a phase of the business cycle in which the economy as a whole is in decline.This phase basically marks the end of the period of growth in the business cycle. Economic downturns are characterized by decreased levels of consumer purchases (especially of durable goods) and, subsequently, reduced levels of production by businesses.

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There are several business opportunities everywhere but some stand out more than others simply because of market trends and customer demand. It is very hard to determine where the business environment might be in a couple years from now simply because new businesses are opening up every day while others are closing down. However there are certain kinds of businesses that have stood the test of time because of the goods and services they provide. Here are some of the ever trendy and successful business types that you can consider trying.

1. Financial Planner – a lot of people would like to invest money in a good investment vehicle but have no idea where to start. You can start offering a financial planning service to individuals on how to get started making investments decisions. How you profit from this type of business is to charge a fee for the advice you give.

2. Pet grooming and Pet care – A lot of people have pets that they love but don’t have time during the day to take care of them. However they still want to make sure that there pets are well taken cared of and in the hands of a professional. This presents a great opportunity for you to establish a business that looks after pets while there owners are at work. And the beauty to this is that you can offer related services such as training to increase profitability.

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Unit Trusts and Open Ended Investment Companies (OEICs) are investments that let you pool your money with lots of other 'retail' investors. This money is invested on your behalf by a wide range of specialist fund managers, investing in, for example, Government gilts and bonds, commercial property and equities. Investing in funds gives you access to a highly-diversified range of investments at a reasonable cost. You will also have easy access to asset classes and international markets that would otherwise be difficult and expensive to invest in and benefit from the Fund Manager's contacts, knowledge, experience and expertise. Funds come in many shapes and sizes from 'trackers' to specialist or 'themed' funds.

Household names like Volvo, Coca Cola and Johnson & Johnson are big names and big companies. The additional risk they bring for investors comes from the fact that the majority of their earnings are from overseas. So you face the added risk of changes in exchange rates. Over recent months, for example, the fall in the US$ would have had a big impact on the sterling value of dividends from US shares And when the companies you invest in are smaller ones, it's often harder to find reliable research and analysis, harder to track and compare performance, and harder to follow the news that affects the share price.